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45% of Indian Users with Retirement Plans Invest in Crypto, Survey Finds

Survey Reveals Growing Crypto Adoption in India

A recent survey conducted by Mudrex has unveiled that nearly half of individuals with retirement plans in India have entered the realm of crypto. The survey focused on crypto investments and found that 45% of users with retirement plans have allocated funds to cryptocurrencies, showcasing a growing inclination to incorporate digital assets into long-term financial goals, such as retirement investment strategies.

50% Believe Crypto Will Become Primary Asset Class

The survey also sheds light on the evolving perception of cryptocurrencies as a mainstream asset class. 50% of respondents believe that cryptocurrencies will become the primary asset class within the next five years, indicating a rise in confidence and acceptance within the crypto space.

Financial Decision-Making Trends

  • Approximately 59% of respondents prefer making financial decisions independently, reflecting a desire for self-reliance and empowerment in financial matters.
  • 19% seek assistance from family and friends, while 14% rely on their partner’s input.
  • Only 5% turn to financial advisors for guidance, revealing a gap in advisory services, particularly within the crypto sphere.

Investor Mindsets and Motivations

The survey identifies that 70% of users who have invested in cryptocurrencies make their financial decisions independently, underscoring growing financial literacy and confidence among crypto investors. Motivation for investing primarily revolves around wealth growth, with 63% of respondents citing it as their main driver. Notably, 72% of crypto-invested respondents share this sentiment, highlighting perceived wealth-building opportunities presented by cryptocurrencies.

Indian Crypto Exchanges Activity

The recent surge in the price of Bitcoin has injected fresh life into Indian cryptocurrency exchanges. CoinDCX, WazirX, and BitBNS, the leading Indian exchanges, recorded trading volumes of $2.6 million, $3.4 million, and $7.8 million last month, respectively. These figures represent their highest monthly volumes since June 2023, indicating a positive trend in trading activities.

Despite challenges faced during the bear market of 2022-23 and the Indian government’s imposition of a 30 percent tax on cryptocurrency trading, Indian exchanges are experiencing increased trading volumes, signaling renewed interest in the crypto market.

Last month, India’s National Informatics Centre (NIC) announced hosting almost eight million government-issued verifiable documents on five blockchains, showcasing the government’s interest in blockchain technology.

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